At the beginning of the current month, the European Commission has approved the adoption of two new proposals to improve the fight against money laundering and terrorist financing. One of these proposals is based on the elaboration of a new Directive that will repeal the current ones (Directive 2005/60 / EC and Directive 2006/70 / EC) and the other one, tries to improve the new Regulation on the information that accompanies the transfers of money. What this Regulation pursues is that the necessary measures be established so that, if necessary, it is allowed to track the transactions until it can find the ordering party. However, we must emphasize that in the framework of the new proposal for a Directive, with respect to the obliged subjects, it considers as such the natural and legal persons that trade professionally with goods with respect to the transactions in which the collections or payments are made with means of Bearer payment when the amount is equal to or greater than € 7,500 and not 15,000 as in our current legal framework. All this having to be audited by a third party, outside the company and any business relationship with the auditee, to verify that the policies and procedures established in your entity reduce all the risks referred to in the new Directive that is still in study. We will be attentive to any news. Isaac Fernández Sánchez